Managing Your Account
Current PLU students have access to financial aid, student account and registration information on Banner Web 24/7. You are encouraged to use Banner Web to manage your student account information, register for your upcoming semester and view your course schedule and academic record. Your financial aid award is accessible on Banner web, where you can accept or decline your financial aid award offer. Messages pertaining to your award or revisions to that award are also posted, as well as outstanding requirements necessary to continue processing of your aid offer. Your status in meeting the Financial Aid Satisfactory Academic Progress Policy is also posted at the end of each academic year. To go to your Banner Web account, click here.
You may view a record of your Federal Direct Loans, Federal Graduate PLUS Loans, Federal Perkins Loans and Federal Stafford Loans at the National Student Loan Data System (NSLDS).
Financial Literacy is not Enough
Whether you are seeking a Bachelor’s, Master’s or professional degree, completing college is crucial to greater earning power. In fact, the average Bachelor’s degree holder earns over 61% more than the average high school graduate (about $800,000). Those numbers rise even higher for graduate and professional degree holders. A college master’s degree is worth $1.3 million more in lifetime earnings than a high school diploma, according to a recent report from the U.S. Census Bureau http://usgovinfo.about.com
The promise of greater earning power, however, can be severely marred by poor financial decisions while in college. This outcome is preventable if students become educated and active in their personal financial literacy practices. It is not sufficient to simply understand the concepts of financial literacy. Students must learn how to put their knowledge to use, and enter into the work environment with the ability to budget finances, borrow funds effectively, repay loans, and invest. Students need to take an active role in enhancing their financial education and this education should start while you are in school. You can “start smart” by:
1. “Liking” our PLU Financial Aid Page on Facebook https://www.facebook.com/PLUFinancialAid. Our Facebook page will provide links to necessary forms, and post notifications of important information (including new scholarships) and upcoming deadline dates and workshop opportunities.
2. Take advantage of the financial education modules and mini courses offered on the following two websites. These sites are partnering with PLU to provide you with tools to increase your financial literacy and introduce or sharpen important skills to manage your finances while in college and beyond. Both are free services – neither have products to offer and their websites are devoid of marketing or advertisements.
- Financial Avenue, brought to you by Inceptia, a division of National Student Loan Program. Enter ocs777 access code to proceed to the registration page.
- FinancialAidReady, brought to you by Great Lakes Higher Education
Looking ahead to your 2016-17 Financial Aid Award
Students at PLU have had a successful history of being selected as recipients of scholarships and fellowships offered at the national level. For a list and link to these awards for the 2016-17 application cycle, see Scholarships and Fellowships on the Office of the Provost website.