Since 2005, I started working with INDCAP, Independent Capital INC
which is the mortgage company. Even though I did not know about the
mortgage industry at that time, my company understand the situation
that I was a student so might not know very well and have trained me so
nicely. I was in Human Resource Department to help an office manager at
the first place, and then I was wiling to learn mortgage. My company
accepted my suggestion, so they let me work as a credit specialist.
What
I do now is that when people apply for mortgages, many people reject by
banks or brokers. Because their credit score is low or not enough to
get the low rate for their mortgage. Credit specialists check their
credit report, and check all items if they are right. Many of items are
not belong to borrows or reported incorrectly. Credit specialists help
rejected clients get a right credit report, and client maintain their
credit score high. Many people have a low credit score, not because
they use money badly. Because they are not educated how to control
their money and protect their credit scores.
I'm willing to
learn more about the mortgage parts, so I would get more training from
processors, so probably next year, I can manage mortgages in processing
department.
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Great works are performed, not by strength, but by perseverances." -Samuel
Johnson
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