Medical Care | 医疗保健
On-Campus | 校园內
The PLU Health Center offers primary health care to PLU students (regardless of insurance), including illness and injury care and physicals. Services include filling prescriptions, management of acute illnesses and injuries like colds and muscle injuries, evaluating and managing chronic illnesses like asthma, immunizations, gender-specific health care, physical examinations, sexual health services and emergency contraception, and care for emotional and mental health. Many services are offered at no cost or are covered through your PLU International Study Health Insurance.
Call (253-535-7337) or go online to make an appointment.
Emergency, Urgent, & Off-Hours | 紧急事件，迫切需求和非工作时段
If the health center is closed and you require urgent (non-emergency) medical advice, you can call the MultiCare nurse consulting line: 253-792-6410. You will need your insurance card information. The nurse can talk with you about your symptoms or concerns and let you know what steps to take.
For emergency medical care, call 7911 from an on-campus phone or 911 off-campus. There will be additional costs for emergency services you receive, as outlined in your student insurance policy. If you are transported to a hospital, either Dr. Geoffrey Foy or Saralyn Smith will be notified.
Mental Health Care | 心理健康护理
On-Campus | 校园內
The PLU Health Center works with the PLU Counseling Center (253-535-7206) to offer evaluation and treatment of anxiety, depression, and more. The two centers work together to find the best places for you to seek care – whether that’s talking about a specific issue or trying long-term counseling, medication, or referral to off-campus resources. They also provide counseling and referrals related to tobacco, alcohol, and drug abuse.
- During business hours: call the Counseling Center (253-535-7206) or attend Walk-In Hours (10-11 a.m. & 2-3 p.m. M-F); After hours & weekends: call the Counseling Center Crisis Line (253-535-7075)
- Emergencies (immediate threat of harm to self or others): call PLU Campus Safety (253-535-7911) or 911
Health Insurance | 醫療健康保险
In the United States, you must have health insurance to cover any services you receive from doctors, nurses, pharmacies, and other medical practitioners. Your tuition includes the PLU International Student Health Insurance Plan, which can be used at the PLU Student Health Center and with specific covered providers. Try to use the PLU Student Health Center whenever possible, since services will be significantly less expensive there.
- You will need to show your insurance card every time you seek services, so make sure to always have it with you.
- You can look up your plan summary and full plan details online to see all the information about your plan.
- Your plan includes dental care but not vision (glasses/contacts).
- Treatment in your home country is not covered by your plan, even if you travel there while studying at PLU.
- There is a $100 deductible in your plan, but it is waived for services through the PLU Student Health Center.
The PLU Health Center can answer many of your questions about your insurance. If you have any questions they cannot answer or would like someone to attend an appointment at the PLU Health Center with you, contact ABC program staff.
How to use your insurance off-campus
- Check your plan to make sure what you need is covered.
- Find a network provider by using the online tool.
- Call the provider or visit their website to make an appointment. Confirm that they take your insurance.
- Show up for your appointment 10-15 minutes early. You may need to pay a co-pay and/or they may have paperwork for you to complete.
- Meet with your provider. Ask lots of questions, especially if you don’t understand what they ask or tell you.
- If you receive a bill (or had to pay the full amount of your services up-front), submit a “claim form” so the insurance company can pay your provider (or pay you back). Make sure to submit your claim as soon as you get your bill!
Important Insurance Terminology | 重要保险术语
- Provider: Anyone who performs medical services, such as a doctor, nurse, dentist, pharmacist, surgeon, etc.
- Network Providers: Providers you can see under your insurance plan. Going to a non-network provider will be much more expensive and may not be covered at all.
- Deductible: The amount of money you must pay for out-of-pocket before your benefits begin.
- Co-pay: Money you pay up-front when you receive a medication or service.
- Co-insurance: How you and the insurance company split the cost of services, once your deductible has been met. With an 80/20 plan, the insurance pays 80% of the cost and you pay 20%.
For example, if you have a coinsurance rate of 80% for MRIs and an MRI costs $2,000, the insurance company would pay $1,600 and you would pay $400.
Additional Health and Wellness Resources
As many as half of all college students suffer from depression at some point during their university career. Some of these students may feel so overwhelmed or helpless that they will consider taking their own lives.
By knowing the warning signs that someone is depressed or suicidal, by showing support and taking the time to ask that person if they are doing ok, and by telling that person where to get help, you can help someone who may be in serious trouble before it is too late.
- Sexual violence is against the law.
- Sexual violence can happen to anyone.
- Sexual violence is unwanted sexual comments, contact, or intercourse
- Using drugs or alcohol to facilitate a sexual assault is against the law
- Even if you have been intimate with someone previously, consent must be mutual.
- Make sure you have your partner’s consent by communicating openly each time you are intimate.
Additional Links and Resources
- Pierce County Sexual Assault Center 800-756-7273 or http://www.sexualassaultcenter.com