International Student Health Insurance
Pacific Lutheran University (PLU) requires all international students to maintain medical insurance that provides coverage in the United States and meets certain minimum benefit requirements. To ensure this, PLU will automatically enroll all international students registering for classes in Fall Term 2020 in PLU’s International Student Accident and Sickness Plan (Student Insurance Plan). The insurance premium will automatically be added to your university bill at the time of registration.
- Academic Year 2020-21: coverage dates: August 15, 2020 – August 14, 20201, premium $1,295.
- Fall Term 2020: coverage dates: August 15, 2020 – December 31, 2020, premium $493
If students wish to have PLU’s International Student Insurance Plan waived, they must provide proof that their alternate policy provides benefits at least equal to those required by Pacific Lutheran University. The International Student Insurance Plan Waiver AY 2020 form must be used to provide this information to the university.
Students enrolling for Fall Term 2020 must submit the completed waiver form by September 7, 2020 or their international student insurance fee will not be waived.
Care and Coverage
The primary care provider will be the PLU Health Center. A referral is required for payment of outpatient benefits. When the Health Center is not open or the student is away from campus, during summer for example, the insured student may submit a claim form directly to the insurance company for reimbursement of covered medical expenses obtained through his or her local medical clinic, emergency room, or physician according to benefits schedule.
The insurance coverage period for students enrolling for the full academic year is August 15, 2020 to August 14, 2021. Coverage for students enrolling for Fall Semester only is August 15-2020 to December 31, 2020 and coverage for students beginning J-Term and Spring Semester is January 1, 2021 to August 14, 2021. International students who plan to travel in the U.S. prior to the coverage start date or after the end date should purchase travel insurance to cover any incidents that may occur during those time periods.
An accident or injury must be treated within 90-days. Claims will be accepted up to 180-days following accident, illness, or injury.
The plan brochure, summary and claim form can be found online at the EIIA website.
*This is a non-binding and incomplete summary of this insurance program and benefits.