Other Payment Options | Financial Services | PLU

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Other Payment Options

Monthly Payment Plan

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Federal Direct Parent PLUS Loan

Borrower must be:
- Biological or adoptive parent
- U.S. citizen or eligible non-citizen
Based on parent’s credit
Student must have FAFSA on file
Fixed interest rate of 9.08% for 2024-25
Loan origination fee of 4.228% deducted from loan proceeds
Apply

Private Alternative Loan

In general, borrower is the student
Typically based on student’s credit (often requires a cosigner)
Loans are made through commercial banks and lenders (terms and conditions vary)
Compare loans PLU students have used in the past